Enquiry Removal
Welcome To CRS - Australia's Most Trusted Credit Enquiry Removal Service.
Are enquiries lowering your credit score? Are you finding it difficult to seek finance or get a low-interest loan?
At CRS, we specialise in credit enquiry removal so that you can achieve your financial and personal goals.
A credit enquiry is a request to check your credit report. Credit enquiries — which can be classified as either hard or soft enquiries — can be listed on your credit report any time you try to obtain finance with a credit provider.
Enquiries indicate to other creditors what loans/credit you may have applied for, which in turn can negatively impact upon your score or rating. If you have too many enquiries within a short space of time, this can negatively affect your score and ability to obtain finance; particularly enquiries with pay day lenders.
These enquiries indicate to other creditors what loans/credit you may have applied for, which in turn can negatively impact your score or rating. If you have too many enquiries within a short space of time, this can affect your ability to obtain finance; particularly enquiries with payday lenders.
It’s common to find enquiries on your credit report that have been made by credit providers without your express consent or knowledge. In certain limited cases, our credit repair services can help.
To remove credit enquiries in Australia you’ll usually have to prove extenuating circumstances; for example, that you were a victim of fraud, or that you did not give consent to the credit provider to access your report (especially if this occurred when applying for finance online).
In cases such as these, we can assist you in having some enquiries removed from your credit report, therefore improving your score and likelihood of obtaining finance.
Beyond credit enquiries removal, we’re also able to help improve your score with credit default removal. If you’ve fallen behind on bills, our late payment removal specialists may be able to assist you.
Navigating the laws around credit reporting can be a complex and confusing process. Our expert team will manage your case with precision, ensuring you achieve the best possible outcome.
Why Trust CRS?
- Committed to providing excellent levels of service to our clients
- Thousands of Australians assisted in your same situation
- Specialists Lawyers in Credit reporting, credit repair laws and credit restoration
- Fixed-fee service
- Satisfaction Guarantee
- Gold members of the Law Society, and accredited with the Australian institute of Credit Management and AFCA
A message from our Principal Solicitor
Here is what Darren our previous client had to say...
Pasha, Sarah and the team helped me immensely sort out some credit repair issues. They are very professional and responsive. This team go the extra mile and get results at a very competitive price. Highly recommend.
If you want to feel satisfied like Darren does, contact us now to get started or call 1300 004 912 for a no-obligation consultation
What’s the Difference Between Hard & Soft Enquiries?
Hard enquiries occur when a lender or creditor checks your credit report as part of a decision to extend credit, such as when you apply for a loan, credit card, or mortgage. These enquiries are recorded on your credit report and can impact your credit score because they indicate that you’re actively seeking credit. These types of enquiries can be difficult to remove and may require the expertise of a hard enquiry or enquiry removal service like CRS.
Soft enquiries, on the other hand, happen when your credit report is checked for non-lending purposes, such as when you check your own credit, a potential employer conducts a background check, or a company pre-approves you for a credit offer. Soft enquiries or enquiries do not affect your credit score and are not visible to lenders.
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